:root{--navy:#0a1628;--navy-light:#0f2038;--navy-lighter:#142a48;--navy-card:#111e34;--gold:#c5a55a;--gold-light:#d4ba76;--gold-dark:#a88d45;--gold-glow:#c5a55a26;--white:#fff;--text:#c8cdd5;--text-muted:#8892a0;--text-bright:#e8ecf0;--border:#c5a55a26;--border-subtle:#ffffff0f;--shadow:0 4px 24px #0000004d;--shadow-lg:0 12px 48px #0006;--shadow-gold:0 4px 24px #c5a55a26;--radius:8px;--radius-lg:16px;--transition:all .3s ease}*{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth}body{color:var(--text);background:var(--navy);-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;font-family:Inter,system-ui,-apple-system,sans-serif;font-size:16px;line-height:1.7}h1,h2,h3,h4,h5,h6{color:var(--white);font-family:Space Grotesk,sans-serif;font-weight:700;line-height:1.3}h1{font-size:3.2rem}h2{font-size:2.25rem}h3{font-size:1.5rem}h4{font-size:1.25rem}a{color:var(--gold);transition:var(--transition);text-decoration:none}a:hover{color:var(--gold-light)}img{max-width:100%;height:auto}.container{max-width:1200px;margin:0 auto;padding:0 20px}.section{padding:80px 0}.section-dark{background:var(--navy)}.section-alt{background:var(--navy-light)}.section-header{text-align:center;margin-bottom:50px}.section-header h2{margin-bottom:15px;display:inline-block;position:relative}.section-header h2:after{content:"";background:var(--gold);border-radius:2px;width:60px;height:3px;margin:15px auto 0;display:block}.section-header p{color:var(--text-muted);max-width:600px;margin:0 auto;font-size:1.1rem}.btn{border-radius:var(--radius);letter-spacing:.5px;text-transform:uppercase;cursor:pointer;transition:var(--transition);text-align:center;border:2px solid #0000;padding:14px 36px;font-family:Space Grotesk,sans-serif;font-size:.95rem;font-weight:600;display:inline-block}.btn-primary{background:var(--gold);color:var(--navy);border-color:var(--gold)}.btn-primary:hover{background:var(--gold-light);border-color:var(--gold-light);color:var(--navy);box-shadow:var(--shadow-gold);transform:translateY(-2px)}.btn-outline{color:var(--gold);border-color:var(--gold);background:0 0}.btn-outline:hover{background:var(--gold);color:var(--navy);transform:translateY(-2px)}.btn-phone{background:var(--gold);color:var(--navy);border-radius:50px;align-items:center;gap:10px;padding:16px 40px;font-size:1.1rem;font-weight:700;display:inline-flex}.btn-phone:hover{background:var(--gold-light);color:var(--navy);box-shadow:var(--shadow-gold);transform:translateY(-2px)}.grid{gap:30px;display:grid}.grid-2{grid-template-columns:repeat(2,1fr)}.grid-3{grid-template-columns:repeat(3,1fr)}.grid-4{grid-template-columns:repeat(4,1fr)}.card{background:var(--navy-card);border-radius:var(--radius-lg);border:1px solid var(--border-subtle);box-shadow:var(--shadow);transition:var(--transition);padding:40px 30px}.card:hover{border-color:var(--border);box-shadow:var(--shadow-lg);transform:translateY(-5px)}.card h3{color:var(--gold);margin-bottom:15px}.card p{color:var(--text)}.text-gold{color:var(--gold)}.text-bright{color:var(--text-bright)}.header{z-index:1000;-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px);border-bottom:1px solid var(--border-subtle);transition:var(--transition);background:#0a1628f2;position:fixed;top:0;left:0;right:0}.header.scrolled{box-shadow:0 2px 20px #0006}.header-inner{justify-content:space-between;align-items:center;max-width:1200px;margin:0 auto;padding:12px 20px;display:flex}.header-logo img{width:auto;height:50px}.header-nav{align-items:center;gap:32px;display:flex}.header-nav a{color:var(--text);letter-spacing:.3px;padding:4px 0;font-family:Space Grotesk,sans-serif;font-size:.95rem;font-weight:500;position:relative}.header-nav a:after{content:"";background:var(--gold);width:0;height:2px;transition:width .3s;position:absolute;bottom:0;left:0}.header-nav a:hover,.header-nav a.active{color:var(--gold)}.header-nav a:hover:after,.header-nav a.active:after{width:100%}.header-phone{color:var(--gold);align-items:center;gap:6px;font-family:Space Grotesk,sans-serif;font-size:1rem;font-weight:700;display:flex}.header-phone:hover{color:var(--gold-light)}.mobile-toggle{cursor:pointer;background:0 0;border:none;padding:8px;display:none}.mobile-toggle span{background:var(--gold);width:24px;height:2px;transition:var(--transition);margin:6px 0;display:block}.mobile-nav{background:var(--navy-light);border-bottom:1px solid var(--border);z-index:999;flex-direction:column;gap:16px;padding:20px;display:none;position:fixed;top:74px;left:0;right:0}.mobile-nav.open{display:flex}.mobile-nav a{color:var(--text);border-bottom:1px solid var(--border-subtle);padding:8px 0;font-family:Space Grotesk,sans-serif;font-size:1.1rem;font-weight:500}.mobile-nav a:hover,.mobile-nav a.active{color:var(--gold)}.mobile-nav .header-phone{padding-top:8px;font-size:1.2rem}@media (width<=900px){.header-nav{display:none}.mobile-toggle{display:block}}.footer{background:var(--navy-light);border-top:1px solid var(--border-subtle);padding:60px 0 0}.footer-grid{grid-template-columns:1.5fr 1fr 1fr 1fr;gap:40px;max-width:1200px;margin:0 auto;padding:0 20px;display:grid}.footer-brand img{height:45px;margin-bottom:16px}.footer-brand p{color:var(--text-muted);font-size:.95rem;line-height:1.6}.footer h4{color:var(--gold);text-transform:uppercase;letter-spacing:1px;margin-bottom:16px;font-size:1rem}.footer-links{list-style:none}.footer-links li{margin-bottom:10px}.footer-links a{color:var(--text-muted);font-size:.95rem}.footer-links a:hover{color:var(--gold)}.footer-office{color:var(--text-muted);font-size:.9rem;line-height:1.8}.footer-office strong{color:var(--text-bright)}.footer-bar{background:var(--navy);text-align:center;color:var(--text-muted);border-top:1px solid var(--border-subtle);margin-top:40px;padding:20px;font-size:.85rem}@media (width<=768px){.footer-grid{grid-template-columns:1fr;gap:30px}}.hero{text-align:center;background:linear-gradient(135deg, var(--navy) 0%, var(--navy-light) 50%, var(--navy) 100%);justify-content:center;align-items:center;min-height:85vh;padding:140px 20px 80px;display:flex;position:relative;overflow:hidden}.hero-bg{background:radial-gradient(at 50% 30%,#c5a55a0f 0%,#0000 60%);position:absolute;inset:0}.hero-content{z-index:2;max-width:800px;position:relative}.hero h1{letter-spacing:-.5px;margin-bottom:16px;font-size:3.5rem}.hero h1 .gold{color:var(--gold)}.hero .subtitle{color:var(--text);margin-bottom:12px;font-family:Space Grotesk,sans-serif;font-size:1.25rem;font-weight:400}.hero .tagline{color:var(--text-muted);max-width:600px;margin-bottom:36px;margin-left:auto;margin-right:auto;font-size:1rem}.hero-buttons{flex-wrap:wrap;justify-content:center;gap:16px;display:flex}@media (width<=768px){.hero{min-height:70vh;padding:120px 15px 60px}.hero h1{font-size:2.25rem}.hero .subtitle{font-size:1.1rem}}.features{background:var(--navy-light);padding:80px 0}.features-grid{grid-template-columns:repeat(3,1fr);gap:30px;max-width:1200px;margin:0 auto;padding:0 20px;display:grid}.feature-card{background:var(--navy-card);border:1px solid var(--border-subtle);border-radius:var(--radius-lg);text-align:center;transition:var(--transition);padding:40px 30px}.feature-card:hover{border-color:var(--border);box-shadow:var(--shadow-gold);transform:translateY(-4px)}.feature-icon{background:var(--gold-glow);border-radius:50%;justify-content:center;align-items:center;width:60px;height:60px;margin:0 auto 20px;display:flex}.feature-icon svg{width:28px;height:28px;color:var(--gold)}.feature-card h3{color:var(--gold);margin-bottom:12px;font-size:1.25rem}.feature-card p{color:var(--text);font-size:.95rem;line-height:1.7}@media (width<=768px){.features-grid{grid-template-columns:1fr}}.payment-section{background:var(--navy);padding:80px 0}.payment-grid{grid-template-columns:repeat(3,1fr);gap:20px;max-width:1000px;margin:40px auto 0;padding:0 20px;display:grid}.payment-item{background:var(--navy-card);border-radius:var(--radius);border:1px solid var(--border-subtle);transition:var(--transition);align-items:center;gap:12px;padding:16px 20px;display:flex}.payment-item:hover{border-color:var(--border)}.payment-check{color:var(--gold);flex-shrink:0;font-size:1.2rem}.payment-item span{color:var(--text);font-size:.95rem;font-weight:500}@media (width<=768px){.payment-grid{grid-template-columns:1fr}}.offices{background:var(--navy-light);padding:80px 0}.offices-grid{grid-template-columns:repeat(2,1fr);gap:30px;max-width:900px;margin:40px auto 0;padding:0 20px;display:grid}.office-card{background:var(--navy-card);border:1px solid var(--border-subtle);border-radius:var(--radius-lg);transition:var(--transition);padding:30px}.office-card:hover{border-color:var(--border)}.office-card h3{color:var(--gold);margin-bottom:12px;font-size:1.15rem}.office-card p{color:var(--text);font-size:.95rem;line-height:1.8}@media (width<=600px){.offices-grid{grid-template-columns:1fr}}.cta-section{text-align:center;background:linear-gradient(135deg, var(--navy-lighter) 0%, var(--navy) 100%);padding:80px 0}.cta-section h2{margin-bottom:16px}.cta-section p{color:var(--text);max-width:500px;margin-bottom:30px;margin-left:auto;margin-right:auto;font-size:1.1rem}.page-hero{text-align:center;background:linear-gradient(135deg, var(--navy) 0%, var(--navy-light) 100%);padding:140px 20px 60px;position:relative}.page-hero h1{margin-bottom:12px;font-size:2.75rem}.page-hero p{color:var(--text-muted);max-width:600px;margin:0 auto;font-size:1.1rem}.about-content{background:var(--navy-light);padding:60px 0}.about-content .container{max-width:800px}.about-content p{color:var(--text);margin-bottom:24px;font-size:1.05rem;line-height:1.9}.about-content strong{color:var(--gold)}.resource-block{background:var(--navy-card);border:1px solid var(--border-subtle);border-radius:var(--radius-lg);margin-bottom:30px;padding:40px}.resource-block h3{color:var(--gold);margin-bottom:16px}.resource-block p,.resource-block li{color:var(--text);line-height:1.8}.resource-block ul{padding:0;list-style:none}.resource-block ul li{padding:8px 0 8px 24px;position:relative}.resource-block ul li:before{content:"";background:var(--gold);border-radius:50%;width:8px;height:8px;position:absolute;top:16px;left:0}.faq-list{max-width:800px;margin:0 auto}.faq-item{background:var(--navy-card);border:1px solid var(--border-subtle);border-radius:var(--radius);transition:var(--transition);margin-bottom:12px;overflow:hidden}.faq-item:hover{border-color:var(--border)}.faq-question{width:100%;color:var(--text-bright);text-align:left;cursor:pointer;background:0 0;border:none;justify-content:space-between;align-items:center;gap:16px;padding:20px 24px;font-family:Space Grotesk,sans-serif;font-size:1.05rem;font-weight:600;display:flex}.faq-question:hover{color:var(--gold)}.faq-arrow{color:var(--gold);flex-shrink:0;font-size:1.2rem;transition:transform .3s}.faq-item.open .faq-arrow{transform:rotate(180deg)}.faq-answer{max-height:0;transition:max-height .3s,padding .3s;overflow:hidden}.faq-item.open .faq-answer{max-height:500px}.faq-answer-inner{color:var(--text);padding:0 24px 20px;font-size:.95rem;line-height:1.8}.contact-grid{grid-template-columns:1fr 1fr;gap:40px;max-width:1000px;margin:0 auto;display:grid}.contact-form{background:var(--navy-card);border:1px solid var(--border-subtle);border-radius:var(--radius-lg);padding:40px}.form-group{margin-bottom:20px}.form-group label{color:var(--text-bright);margin-bottom:6px;font-size:.9rem;font-weight:500;display:block}.form-group input,.form-group textarea,.form-group select{background:var(--navy);border:1px solid var(--border-subtle);border-radius:var(--radius);width:100%;color:var(--text);transition:var(--transition);padding:12px 16px;font-family:Inter,sans-serif;font-size:1rem}.form-group input:focus,.form-group textarea:focus,.form-group select:focus{border-color:var(--gold);box-shadow:0 0 0 3px var(--gold-glow);outline:none}.form-group textarea{resize:vertical;min-height:120px}.contact-info-cards{flex-direction:column;gap:20px;display:flex}.contact-card{background:var(--navy-card);border:1px solid var(--border-subtle);border-radius:var(--radius-lg);padding:30px}.contact-card h3{color:var(--gold);margin-bottom:12px;font-size:1.1rem}.contact-card p{color:var(--text);font-size:.95rem;line-height:1.8}.contact-card a{color:var(--gold)}@media (width<=768px){.contact-grid{grid-template-columns:1fr}}.locations-grid{grid-template-columns:repeat(3,1fr);gap:24px;max-width:1000px;margin:0 auto;display:grid}.location-card{background:var(--navy-card);border:1px solid var(--border-subtle);border-radius:var(--radius-lg);text-align:center;transition:var(--transition);padding:30px}.location-card:hover{border-color:var(--border);transform:translateY(-3px)}.location-card h3{color:var(--gold);margin-bottom:8px;font-size:1.15rem}.location-card p{color:var(--text-muted);font-size:.9rem}@media (width<=768px){.locations-grid{grid-template-columns:1fr}}.particles-bg{pointer-events:none;z-index:1;position:absolute;inset:0;overflow:hidden}.particle{background:var(--gold);border-radius:50%;animation:linear infinite float-up;position:absolute;bottom:-10px}@keyframes float-up{0%{opacity:0;transform:translateY(0)scale(1)}10%{opacity:var(--particle-opacity,.2)}90%{opacity:var(--particle-opacity,.2)}to{opacity:0;transform:translateY(-100vh)scale(.5)}}.landing-header{-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px);z-index:1000;border-bottom:1px solid var(--border-subtle);background:#0a1628f2;justify-content:space-between;align-items:center;max-width:1200px;margin:0 auto;padding:16px 20px;display:flex;position:fixed;top:0;left:0;right:0}.landing-footer{background:var(--navy-light);border-top:1px solid var(--border-subtle);text-align:center;color:var(--text-muted);padding:30px 20px;font-size:.9rem}.landing-footer a{color:var(--gold)}@media (width<=1024px){h1{font-size:2.5rem}h2{font-size:2rem}.section{padding:60px 0}.grid-4{grid-template-columns:repeat(2,1fr)}}@media (width<=768px){h1{font-size:2rem}h2{font-size:1.75rem}.section{padding:50px 0}.grid-2,.grid-3,.grid-4{grid-template-columns:1fr}.container{padding:0 15px}}@media (width<=480px){h1{font-size:1.75rem}h2{font-size:1.5rem}.btn{padding:12px 28px;font-size:.9rem}}